Truth About Selling Your Annuity

The Truth About Selling Your Annuity

PPI Cash believes in full disclosure to our clients so that clients can make the financial planning decisions that are right for them; we are not in the business of taking your money, we are in the business of helping you gain access to the cash that is rightfully yours at the time that it is most beneficial to you. And so in the interest of full disclosure, we want to be clear about our role in buying annuities, and clear about what you receive for selling your annuity to us.

The Reality Of Annuity Selling

The basic reality of selling your annuity is that you will receive a discounted rate for your annuity. Annuity Selling

What that means is that more than likely you will not receive the full amount that you would if you were to collect the entire amount of payments you are contracted to receive. This is the only way that an annuity purchase can work to the benefit of all parties. It is the standard that the industry does business by, and it is how we can make a business of buying annuity payments.

That being said, there are certain things that you should understand about discounted rates. First of all

PPI Cash offers the most competitive rates on annuity purchases—in other words, we'll give you more for your annuity than other companies will.

In addition, certain factors impact the value of your money to you

Your investment may be technically worth more in the future, but the limited flexibility and increasing costs of living could in fact decrease the value of your money.

Depending on the annuity contract, your investment could outlive you, and so the annuity fund will make money on money you never had the chance to receive.

Investment annuities have strict terms and conditions; they are generally of limited use to persons under 59 years old, and can be costly to get out of early. If you feel that you mistakenly invested in annuities, or you received an investment annuity as an inheritance or by other means and it is not workable for you financially speaking, the discounted rate could prove to be far more beneficial.

Finding Ways To Maximize Annuity Selling

Every annuity holder is in a unique position; your own personal financial position—including your motivation, need, and financial goals—will never be the same as the next client. PPI Cash knows this very well. It is our express goal to develop the plan for annuity purchase that will work in your favor, that will maximize your pay-out, and that will achieve the goal you have in mind.

To do this, we will carefully evaluate your profile, present a number of full and partial sale options, and work with you to find the plan that gives you the most for your annuity, and also maintains the level of income and flexibility that you seek. Together we can find a way to free you from restrictive annuity terms and conditions; and you have our word that we will always be upfront, helpful, and truthful in every way possible.