Another Perspective

Have you ever wondered why a company would want to buy your structured settlement? It’s a different way of looking at the matter than from the side of the person who wants to sell. Companies that buy structured settlements do so, because they think they can make money. That’s the bottom line (no pun intended!).

A company that buys a structured settlement usually takes the money they earn from the purchase and invests it. The intent, of course, is to earn a return on the investment that represents profits. You might be thinking to yourself, “I can invest my own money! I don’t need to give it to another company to make money on my money!”

Unfortunately, money in structured settlements is usually tied up for many years in a legally binding agreement. The only way to get your hands on your money in a lump sum or alternative payment arrangement is to sell the agreement to a structured settlement company. So if you want cash now, you will have to sell your structured payments.

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